A 2020 25LSV would fit the bill for your use case as well. Not sure about the low 100s but you get the updated hull from 2019 (surfs great) and the 2020 updated helm and operating system.  

42 minutes ago, MartyRobbins said:

would it be rude to then ask

43 minutes ago, MartyRobbins said:

I don't want to come off as insulting

I'm pretty sure you can't insult a professional salesman with a price.  Just tell them what you will pay and they will counter offer.  Don't be surprised if their counter is their original price less the incentive.  The next move is yours.  Keep in mind that any number you say should be one that you will immediately accept, and not tell him you have to go think about it.

Shopping for a discount in the spring can be a lot harder than waiting until fall to find a deal.

In regards to “ambassador” boats these are probably dealer demo boats and yes they can be a good deal.  By “new” I think they mean you would be the first owner and get the full warranty despite the hours.  And honestly, having a boat the dealer has already worked the initial kinks out of could be nice.  

Thanks Csleaver, I really appreciate your help.  I will take a look this evening!

Welcome! In my experience the incentives play into the percentage off with Malibu. The incentives are the best way I’ve seen people get the larger percentages actually. I can’t speak to other brands but I imagine it is the same.